B
Butter
All cards
Amex Cobalt

American Express Cobalt Card

American Express Canada·Amex·Membership Rewards (CA)·🇨🇦 Canada
Annual fee
$155.88/yr
Welcome bonus
$150 value
Base earn rate
1× on everything

Earn rates by category

🍽️Dining & Restaurants
🛒Groceries
📺Streaming & Subscriptions
🚌Transit & Rideshare
💳Everything else

Card details

Annual fee$155.88/yr
No foreign transaction fee✗ No
Point value1.0¢/pt
NetworkAmex

Welcome bonus

~$150 value
Spend $3,000 in 90 days of account opening. Often structured as monthly earn bonus in year 1 — verify current offer
⚠ Bonus offers change frequently — verify current offer before applying.

About this card

Best dining/grocery card in Canada. 5x MR on eats & groceries (shared $2,500/mo cap, then 1x). 3x streaming, 2x gas/transit/rideshare. Travel 2x multiplier discontinued in 2024 — now 1x. Charged monthly ($12.99/mo = $155.88/yr). MR transfers 1:1 to Aeroplan.

Apply for this card
Analyse my spending →Compare cards →

Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.