Marriott Bonvoy American Express Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Card details
Welcome bonus
Rate details & caps ›
5 points per $1 at Marriott Bonvoy properties.
2 points per $1 on everything else, uncapped.
Butter values the card at the flat 2x (hotel-brand spend has no category of its own), so its ranking is conservative for Marriott regulars.
Is this card right for you?
Canada's only major hotel credit card: flat 2x Marriott Bonvoy points everywhere, 5x at Marriott properties, and an annual Free Night Award that can outvalue the fee on its own.
People who stay at Marriott-family hotels at least a few nights a year (the Free Night Award alone can beat the $120 fee).
Marriott loyalists building toward Elite status via the 15 night credits.
You rarely stay at Marriott brands; a flexible-points or cashback card will serve you better.
You want simple, liquid rewards; Bonvoy points are hotel-locked.
Watch-outs Points expire after 24 months of no activity. · The 5x rate applies only at Marriott properties; everyday spend earns 2x at ~0.9c/pt (≈1.8% back in hotel value).
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.