The Platinum Card from American Express (Canada)
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Is this card right for you?
Amex Canada's flagship ultra-premium charge card: unlimited airport lounge access, ~$640 in annual credits, hotel elite status, and top-tier travel insurance — for frequent travellers who'll use the perks.
Frequent travellers who'll use lounge access, hotel status, and the $400 in travel+dining credits.
People who pay in full monthly and want premium insurance + concierge.
You travel rarely
the $799 fee buys perks you won't use.
You spend heavily in foreign currencies (2.5% FX fee) or want a revolving-balance credit card.
Watch-outs $799 fee; ~$640 in credits only offsets it if fully used. · Charge card — must pay in full monthly. · Lounge access tightens Jan 2027 (spend-gated for some networks).
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.