American Express SimplyCash Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Is this card right for you?
A no-fee flat-rate cash back Amex: 1.25% back on everything with no categories and no annual fee — simple cash back if you can use Amex.
People who want fee-free flat cash back and can use Amex.
A no-fee Amex to start earning.
Amex acceptance gaps affect you.
You want a higher flat rate (Rogers WE gives 1.5% with wider acceptance).
Watch-outs 1.25% is below the best no-fee flat cards (Rogers WE at 1.5%). · 2.5% FX fee; Amex acceptance.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.