BMO Ascend World Elite Mastercard
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
A travel-tilted BMO Rewards card: 5x on travel and 3x on dining, entertainment, and recurring bills, with a NEXUS credit and lounge passes — a mid-fee traveller's option.
Travellers who want lounge passes and a NEXUS credit at a mid-tier fee.
People with meaningful travel + dining spend who like BMO Rewards flexibility.
You spend heavily in foreign currencies
the 2.5% FX fee undercuts a travel card.
You want top point value (BMO Rewards ~0.67¢).
Watch-outs 2.5% FX fee on a travel card. · Category caps ($15k travel / $10k others). · Points ~0.67¢.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.