BMO eclipse Visa Infinite Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Welcome bonus
Rate details & caps ›
Is this card right for you?
A strong everyday earner: 5x BMO Rewards points on groceries, dining, gas, and transit, plus a $50 lifestyle credit — good category coverage if you value flexible (if modestly-valued) points.
Everyday spenders on groceries/dining/gas/transit who want flexible points.
People who'll redeem for travel or transfer to Aeroplan/Avios.
You want top point value
BMO Rewards (~0.67¢) trail Amex MR and Aeroplan.
Your category spend is high
the $6,000/year cap per category bites sooner than you'd expect.
Watch-outs 5x caps at just $6,000/year per category, then 1x — modest for heavy spenders. · Points worth ~0.67¢, so the effective return is ~3.35%, not 5%. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.