Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
2 points per $1 on travel booked through the CIBC Rewards Centre (other travel earns 1x).
1.5 points per $1 on gas, EV charging, groceries and drug stores.
1 point per $1 on everything else. No caps published.
The mid-tier Aventura: the same earn rates as the Visa Infinite at the same first-year-rebated fee, but with a low income bar, so it's the accessible way to get real Aventura earning.
People who want Visa-Infinite-level Aventura earning without the $60,000 income requirement.
Travellers who book through the CIBC portal to capture the 2x rate.
You want lounge access or the Infinite's stronger insurance.
You book travel directly with airlines; most travel then earns 1x.
Watch-outs The 2x travel rate is portal-only; read it as 1.5x everyday categories plus 1x elsewhere. · Same earn as the Visa Infinite, so the choice between them is really about income eligibility, insurance and lounge access.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.