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CIBC Costco MC

CIBC Costco Mastercard

CIBC·Mastercard·CIBC Costco·🇨🇦 Canada
Annual fee
No fee
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

Heads up: we're still verifying these rates against the issuer's current terms. Please confirm the latest details on the issuer's site before applying.
🍽️Dining & Restaurants
3%
Gas & Fuel
2%
💳Everything else
1%

Card details

Annual feeNone
No foreign transaction fee✗ No
Point value100.0¢/pt
NetworkMastercard

Is this card right for you?

The card for Costco Canada shoppers: earns cash back including an elevated rate at Costco gas and in-warehouse, and it's one of the few cards accepted at Costco Canada (which takes Mastercard).

Where it wins

Costco Canada shoppers who want to earn on warehouse and gas purchases.

People who want a no-fee Mastercard accepted at Costco.

Where it falls short

You don't shop at Costco.

You want strong everyday earn outside Costco (the base rate is modest).

Watch-outs Best value is Costco-specific; 1% base elsewhere. · Requires a Costco membership to use in-warehouse.


Annual fee
$0
FX fee
2.5%
Income
None req.
Points worth
1:1 cash
Redeem for
Cash




Verified 2026-06-30 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.