CIBC Dividend Visa Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Is this card right for you?
CIBC's no-fee Dividend cash back Visa: 2% on groceries, 1% on gas/transit/dining/recurring bills, 0.5% base — a free version of the Dividend card.
CIBC clients who want free grocery cash back.
Grocery spenders wanting no fee.
Your spend is spread thin (0.5% base).
You spend abroad (2.5% FX).
Watch-outs 2% grocery may cap — verify. · 0.5% base is low; 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.