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CIBC Dividend VI

CIBC Dividend Visa Infinite Card

CIBC·Visa·CIBC Dividend·🇨🇦 Canada
Annual fee
$120/yr
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🛒Groceries
4%
Gas & Fuel
4%
🚌Transit & Rideshare
2%
🍽️Dining & Restaurants
2%
Recurring Bills
2%
💳Everything else
1%

Card details

Annual fee$120/yr
Additional card fee$30/yr
No foreign transaction fee✗ No
Income required$60k personal
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

A grocery-and-gas cash back card: 4% on groceries and gas, 2% on dining/transit/recurring bills, 1% elsewhere — strong cash back for household spending.

Where it wins

Households with heavy grocery and gas spending.

People who want simple, high category cash back.

Where it falls short

You'd prefer no fee, or your spend is spread thin.

You spend abroad (2.5% FX fee).

Watch-outs 4% categories may have annual spend caps — verify. · 2.5% FX fee.


Annual fee
$120
FX fee
2.5%
Income
$60,000
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 · confidence: highIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.