Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
A grocery-and-gas cash back card: 4% on groceries and gas, 2% on dining/transit/recurring bills, 1% elsewhere — strong cash back for household spending.
Households with heavy grocery and gas spending.
People who want simple, high category cash back.
You'd prefer no fee, or your spend is spread thin.
You spend abroad (2.5% FX fee).
Watch-outs 4% categories may have annual spend caps — verify. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.