Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
A no-fee, no-income-requirement card for Canadian Tire shoppers: 4% back in CT Money at CT family stores, with lower everyday rates than the World Elite version.
Canadian Tire shoppers who can't meet the World Elite's $80k income bar.
People building credit who also shop at CT family stores.
You don't shop at Canadian Tire stores.
You want cash back or a strong everyday base rate.
Watch-outs 0.5% base is very low. · Store-locked CT Money. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.