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Desjardins Cash Back Visa

Desjardins Cash Back World Elite Mastercard

DesjardinsยทVisaยทDesjardins Cash Backยท๐Ÿ‡จ๐Ÿ‡ฆ Canada
Annual fee
$100/yr
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

๐Ÿ›’Groceries
4%
๐Ÿฝ๏ธDining & Restaurants
3%
๐ŸŽญEntertainment
3%
๐ŸšŒTransit & Rideshare
3%
๐Ÿ’ณEverything else
1%

Card details

Annual fee$100/yr
No foreign transaction feeโœ— No
Point value100.0ยข/pt
NetworkVisa

Is this card right for you?

A Desjardins cash back Visa Infinite with category bonuses on everyday spending โ€” a solid option, especially for Desjardins members in Quebec and beyond.

Where it wins
โœ“

Desjardins members who want cash back.

โœ“

People in Quebec who bank with Desjardins.

Where it falls short
โœ•

You'd prefer no fee or a higher flat rate.

โœ•

You spend abroad (2.5% FX).

Watch-outs Verify current category rates and caps. ยท 2.5% FX fee.


Annual fee
$100
FX fee
2.5%
Income
See issuer
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 ยท confidence: highIssuer source โ†’
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site โ†’ Always confirm with the issuer before applying.