Home Trust Preferred Visa
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
A no-fee, no-FX-fee cash back Visa: 1% cash back on everything with zero foreign transaction fee — a rare free card for spending abroad.
Travellers who want a free card with NO foreign transaction fee for spending abroad.
People who want simple 1% cash back with no FX cost.
You want a high domestic earn rate (1% base is modest
Rogers WE's 1.5% beats it in Canada).
You want travel insurance or perks.
Watch-outs 1% base is low for domestic spend. · Minimal perks/insurance.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.