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NBC ECHO Cashback

National Bank ECHO Cashback Mastercard

National BankΒ·MastercardΒ·NBC Cash BackΒ·πŸ‡¨πŸ‡¦ Canada
Annual fee
$30/yr
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

Heads up: we're still verifying these rates against the issuer's current terms. Please confirm the latest details on the issuer's site before applying.
πŸ›’Groceries
1.5%
β›½Gas & Fuel
1.5%
πŸ“¦Online Shopping
1.5%
πŸ’³Everything else
1%

Card details

Annual fee$30/yr
No foreign transaction feeβœ— No
Point value100.0Β’/pt
NetworkMastercard

Is this card right for you?

National Bank's Γ‰CHO cash back Mastercard: category cash back on everyday spending at a low fee β€” an option for National Bank clients.

Where it wins
βœ“

National Bank clients wanting low-fee category cash back.

Where it falls short
βœ•

You want no fee or a higher flat rate.

βœ•

You spend abroad (2.5% FX).

Watch-outs Verify current category rates and caps. Β· $30 fee; 2.5% FX fee.


Annual fee
$30
FX fee
2.5%
Income
See issuer
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 Β· confidence: flaggedIssuer source β†’
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site β†’ Always confirm with the issuer before applying.