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NBC myCredit

National Bank myCredit Mastercard

National Bank·Mastercard·NBC Cash Back·🇨🇦 Canada
Annual fee
No fee
Welcome bonus
None
Base earn rate
0.5% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🍽️Dining & Restaurants
1%
Recurring Bills
1%
💳Everything else
0.5%

Card details

Annual feeNone
No foreign transaction fee✗ No
Point value100.0¢/pt
NetworkMastercard

Is this card right for you?

National Bank's no-fee mycredit Mastercard: modest cash back on select categories with no annual fee — an entry-level card for NBC clients.

Where it wins

NBC clients wanting a no-fee starter card.

People building credit.

Where it falls short

You want a strong flat rate (Rogers WE beats it).

You spend abroad (2.5% FX).

Watch-outs Low base rate; verify current category bonuses. · 2.5% FX fee.


Annual fee
$0
FX fee
2.5%
Income
None req.
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 · confidence: flaggedIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.