Neo Mastercard
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Is this card right for you?
Neo Financial's no-fee cash back Mastercard: variable cash back at partner merchants plus a guaranteed minimum, app-based — cash back varies by where you shop.
People who shop at Neo partner merchants.
App-first users wanting a free card.
You want a predictable flat rate (partner rates vary; base is low).
You spend abroad (2.5% FX).
Watch-outs Headline cash back depends on Neo partners; guaranteed base is low. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.