Neo Secured Credit Mastercard
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
Neo's secured Mastercard: a credit-building card backed by a security deposit, earning the same partner-based cash back as the Neo card — for those building or rebuilding credit.
People building or rebuilding credit who still want cash back.
Those who can't qualify for unsecured cards.
You qualify for an unsecured no-fee card (avoid the deposit + fee).
You spend abroad (2.5% FX).
Watch-outs Requires a security deposit; $60 fee. · Partner-dependent cash back; 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.