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RBC Avion Platinum

RBC Avion Visa Platinum

RBC·Visa·RBC Rewards·🇨🇦 Canada
Annual fee
$120/yr
Welcome bonus
$525 value
Base earn rate
1× on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

💳Everything else

Card details

Annual fee$120/yr
Additional card fee$50/yr
No foreign transaction fee✗ No
Point value1.5¢/pt
NetworkVisa

Welcome bonus

~$525 value
Spend $5,000 in 180 days of account opening. Elevated to up to 70,000 (incl. anniversary) to Jul 15 2026 - verify current offer
⚠ Bonus offers change frequently — verify current offer before applying.
Rate details & caps ›

1 point per $1 on all purchases — a flat rate, no bonus categories.

Is this card right for you?

An accessible entry to the Avion program — same flexible points as the Avion VI, with no income requirement, in exchange for a flat (no travel-bonus) earn rate.

Where it wins

People earlier in their career who want into the Avion ecosystem without an income gate.

Anyone who values flexible, never-expiring points but can't clear the Avion VI's $60k bar.

Where it falls short

You spend meaningfully on travel

the Avion VI's 1.25x travel rate earns more for the same fee.

You want cash back or spend heavily in foreign currencies.

Watch-outs Flat 1x earn is modest — the welcome bonus and point flexibility are the real draw, not the earn rate.


Annual fee
$120
FX fee
2.5%
Income
None req.
Points worth
1.5–2¢/pt
Redeem for
Travel





Verified 2026-06-30 · confidence: highIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.