Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
1 point per $1 on all purchases — a flat rate, no bonus categories.
An accessible entry to the Avion program — same flexible points as the Avion VI, with no income requirement, in exchange for a flat (no travel-bonus) earn rate.
People earlier in their career who want into the Avion ecosystem without an income gate.
Anyone who values flexible, never-expiring points but can't clear the Avion VI's $60k bar.
You spend meaningfully on travel
the Avion VI's 1.25x travel rate earns more for the same fee.
You want cash back or spend heavily in foreign currencies.
Watch-outs Flat 1x earn is modest — the welcome bonus and point flexibility are the real draw, not the earn rate.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.