Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
1.25 points per $1 on travel purchases (merchants coded as travel on the Visa network).
1 point per $1 on everything else — no caps, no rotating categories.
Link with Petro-Canada to save 3¢/L and earn 20% more points on fuel.
RBC's most popular flexible travel card: earn Avion points on every purchase and book any flight on 500+ airlines with no blackout dates, or transfer to airline partners for outsized value.
Travellers who want flexible points without being locked to one airline.
WestJet flyers and anyone willing to learn Avios transfers.
People who value never-expiring points and comprehensive travel insurance.
You primarily fly Air Canada
Aeroplan cards earn you more there.
You want simple cash back, or you spend heavily in foreign currencies (2.5% FX fee).
You won't engage with transfer partners
value drops toward ~1¢ on portal/gift-card redemptions.
Watch-outs Headline point value assumes smart redemptions; everyday portal/gift-card value is closer to 1¢. · 2.5% foreign transaction fee. · No lounge access at this tier.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.