RBC Cash Back Mastercard
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
A simple no-fee cash back Mastercard: 2% on groceries (capped) and 1% on everything else, paid as straightforward cash back.
RBC clients who want fee-free, no-fuss cash back with a grocery boost.
Light spenders who value simplicity over maximizing.
You spend heavily
the 2% grocery cap ($6k/yr) and 1% base are beaten by other no-fee cards.
You want travel rewards or strong insurance.
Watch-outs Grocery 2% caps at $6,000/year, then drops to 1%. · 1% base is below the best flat-rate no-fee cards (some hit 2%).
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.