RBC ION Visa
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
RBC's no-fee entry rewards card: 1.5x Avion points on everyday categories (groceries, gas, transit, streaming), aimed at students and first-card holders.
Students or first-card holders who want no fee and bonus points on everyday spending.
RBC clients who'll redeem for gift cards or balance credits.
You want travel value
ION points are the low-value Premium tier and can't transfer to airlines alone.
You spend in foreign currencies (2.5% FX fee).
Watch-outs The headline '1.5x points' is worth ~0.71¢ each — roughly 1.07% back on bonus categories, not the ~1.5–3% the multiplier implies.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.