RBC ION+ Visa
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Is this card right for you?
A low-fee everyday rewards card: 3x Avion points on groceries, dining, gas, transit, and streaming — strong category coverage for a $48 fee.
Heavy everyday spenders (grocery/dining/gas/transit/streaming) who want strong category coverage cheaply.
RBC clients who can get the $48 fee rebated via a chequing account.
You want travel points
the Premium-tier value caps this.
Your spending is mostly outside the bonus categories.
Watch-outs ~0.71¢/pt means 3x ≈ 2.1% back; compare against a flat-2% cashback card for your mix.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.