Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
The no-fee standard Rogers Mastercard: 1% cash back (1.5% for Rogers/Fido/Shaw customers) and 3% on US-dollar purchases — the entry tier below the Rogers World Elite.
Rogers/Fido/Shaw customers who can't meet the World Elite income bar.
People wanting a free USD-friendly card.
You qualify for the World Elite (1.5% base vs 1%)
take that instead.
You want no-FX-fee travel.
Watch-outs 1% base for non-Rogers customers. · New: annual accelerated-rate cap coming (Aug 2026); 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.