Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
A no-fee Scene+ Amex with broad 2x earning: 2x points across groceries, dining, entertainment, gas, transit, and streaming — unusually wide bonus coverage for a free card.
People who want broad 2x earning with no annual fee.
Scene+ collectors who don't want to pay for the Gold Amex.
You spend heavily on food
the Gold Amex's 5–6x is far richer for a $120 fee.
You spend abroad (2.5% FX fee), or need wide Amex acceptance.
Watch-outs 2x everywhere is good for a no-fee card but well below the Gold Amex's category rates. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.