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Scotia Amex

Scotiabank American Express Card

Scotiabank·Amex·Scene+·🇨🇦 Canada
Annual fee
No fee
Welcome bonus
$100 value
Base earn rate
1× on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🛒Groceries
🍽️Dining & Restaurants
🎭Entertainment
Gas & Fuel
🚌Transit & Rideshare
📺Streaming & Subscriptions
💳Everything else

Card details

Annual feeNone
No foreign transaction fee✗ No
Income requiredNone stated
Point value1.0¢/pt
NetworkAmex

Welcome bonus

~$100 value
Spend $1,000 in 90 days of account opening. Up to 10,000 Scene+ - verify current offer
⚠ Bonus offers change frequently — verify current offer before applying.
Rate details & caps ›
2xScene+ on groceries, dining, entertainment, gas, transit, and streaming.
1xon everything else.

Is this card right for you?

A no-fee Scene+ Amex with broad 2x earning: 2x points across groceries, dining, entertainment, gas, transit, and streaming — unusually wide bonus coverage for a free card.

Where it wins

People who want broad 2x earning with no annual fee.

Scene+ collectors who don't want to pay for the Gold Amex.

Where it falls short

You spend heavily on food

the Gold Amex's 5–6x is far richer for a $120 fee.

You spend abroad (2.5% FX fee), or need wide Amex acceptance.

Watch-outs 2x everywhere is good for a no-fee card but well below the Gold Amex's category rates. · 2.5% FX fee.


Annual fee
$0
FX fee
2.5%
Income
$12,000
Points worth
1¢/pt
Redeem for
Flexible





Verified 2026-06-30 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.