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Scotia Gold

Scotiabank Gold American Express Card

Scotiabank·Amex·Scene+·🇨🇦 Canada
Annual fee
$120/yr
Welcome bonus
$450 value
Base earn rate
1× on everything

Earn rates by category

🛒Groceries
🍽️Dining & Restaurants
🎭Entertainment
Gas & Fuel
🚌Transit & Rideshare
📺Streaming & Subscriptions
💳Everything else

Card details

Annual fee$120/yr
Additional card fee$29/yr
No foreign transaction fee✓ Yes
Income requiredNone stated
Point value1.0¢/pt
NetworkAmex

Welcome bonus

~$450 value
Spend $2,000 in 90 days of account opening.

About this card

One of the best Scene+ cards. 6x Scene+ at Empire-affiliated grocery (Sobeys, IGA, Safeway, Foodland, FreshCo etc.); 5x at all other groceries, restaurants/food delivery and entertainment; 3x gas, transit and streaming; 1x else. No FX fee (rare at this price). $12,000 income requirement. Welcome offer expires Jul 1 2026 — re-verify after that date.

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