Scotiabank Gold American Express Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
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Is this card right for you?
Canada's top grocery-and-dining rewards card: up to 6x Scene+ points at Empire/Sobeys-banner grocers and 5x on dining and entertainment, with no foreign transaction fee — a rare combination.
Elite grocery and dining earn
up to 6x at Empire/Sobeys banners and 5x on dining and entertainment.
No foreign transaction fee
a genuine rarity; saves 2.5% on every purchase abroad.
Accessible income floor
just $12k required, one of the lowest bars for a premium rewards card.
You shop at Loblaw or Costco
the 6x top rate is Empire-banner only; other grocers earn 5x or less.
Scene+ is fixed-value
points are worth ~1¢ flat; no airline transfers or outsized redemptions.
Amex acceptance gaps
pair with a Visa/MC backup for merchants that don't take Amex.
Watch-outs The 6x is Empire-banner-specific; other groceries earn 5x. · Accelerated earn caps at $50,000/year across categories, then 1x. · Amex acceptance is narrower than Visa/MC.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.