Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Scotiabank's no-fee cash back Visa: 2% on groceries and gas, 0.5% elsewhere โ a free cash back card for everyday category spending.
Scotiabank clients who want free category cash back.
Grocery/gas spenders wanting no fee.
Your spend is spread thin (0.5% base is low).
You spend abroad (2.5% FX).
Watch-outs 0.5% base; value hinges on the 2% categories. ยท 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site โ Always confirm with the issuer before applying.