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Scotia Momentum VI

Scotia Momentum Visa Infinite Card

Scotiabank·Visa·Scotia Cashback·🇨🇦 Canada
Annual fee
$120/yr
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🛒Groceries
4%
Recurring Bills
4%
Gas & Fuel
2%
🚌Transit & Rideshare
2%
🍽️Dining & Restaurants
2%
💳Everything else
1%

Card details

Annual fee$120/yr
Additional card fee$50/yr
No foreign transaction fee✗ No
Income required$60k personal
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

A strong cash back card: 4% on groceries and recurring bills, 2% on gas and transit, 1% elsewhere — high category cash back for a mid-tier fee.

Where it wins

Grocery-heavy households who also pay recurring bills by card.

People who want strong cash back with solid insurance.

Where it falls short

You'd prefer no annual fee (a free 1.5–2% card may net more for lighter spenders).

You spend abroad (2.5% FX fee).

Watch-outs 4% categories may have annual caps — verify current caps. · 2.5% FX fee.


Annual fee
$120
FX fee
2.5%
Income
$60,000
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 · confidence: highIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.