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Scotia Amex Platinum

Scotiabank American Express Platinum Card

Scotiabank·Amex·Scene+·🇨🇦 Canada
Annual fee
$399/yr
Welcome bonus
None
Base earn rate
2× on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

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💳Everything else

Card details

Annual fee$399/yr
Additional card fee$99/yr
No foreign transaction fee✓ Yes
Income required$12k personal
Point value1.0¢/pt
NetworkAmex

Is this card right for you?

Scotiabank's premium Scene+ Amex: a flat 2x on everything, global lounge access, and no foreign transaction fee — a simple high-earn card for those who value lounges and flat rewards.

Where it wins

People who want a flat 2x everywhere without tracking categories.

Travellers who value lounge access and no-FX-fee spending in a Scene+ card.

Where it falls short

You'd earn more from a category card (Gold Amex hits 5–6x on food).

You won't use the lounge/premium perks to justify $399.

Watch-outs $399 fee needs real usage of lounges/credits to justify vs the flat 2x earn. · Amex acceptance is narrower than Visa/MC.


Annual fee
$399
FX fee
None
Income
$12,000
Points worth
1¢/pt
Redeem for
Flexible




Verified 2026-06-30 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.