Tangerine Money-Back Credit Card
Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Earn rates by category
Card details
Welcome bonus
Rate details & caps ›
Choose from categories like groceries, dining, gas, recurring bills, transit, drugstores, home improvement, entertainment, etc.
Is this card right for you?
A no-fee cash back card with a twist: you pick 2 (or 3) bonus categories that earn 2%, and everything else earns 0.5% — flexible cash back tailored to your spending.
People who want simple, real cash back and can match the 2% categories to their spending.
Anyone who wants monthly (not annual) payout with no fee.
Your spending is spread thin
only your 2–3 chosen categories get 2%; the rest is a low 0.5%.
You spend abroad (2.5% FX fee).
Watch-outs 0.5% base is low — value hinges on your chosen categories fitting your spend. · 3rd 2% category requires depositing rewards to a Tangerine Savings Account.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.