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TD Cash Back VI

TD Cash Back Visa Infinite Card

TD·Visa·TD Cash Back·🇨🇦 Canada
Annual fee
$139/yr
Welcome bonus
None
Base earn rate
1% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🛒Groceries
3%
Gas & Fuel
3%
🚌Transit & Rideshare
3%
Recurring Bills
3%
📺Streaming & Subscriptions
3%
💳Everything else
1%

Card details

Annual fee$139/yr
Additional card fee$50/yr
No foreign transaction fee✗ No
Income required$60k personal
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

TD's cash back Visa Infinite: 3% on groceries and recurring bills, 2% on gas, 1% elsewhere — a mid-fee cash back option for TD clients.

Where it wins

TD clients who want grocery/bill cash back.

Households with recurring bill payments on card.

Where it falls short

You'd prefer no fee.

You spend abroad (2.5% FX fee).

Watch-outs Category caps may apply — verify. · 2.5% FX fee.


Annual fee
$139
FX fee
2.5%
Income
$60,000
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.