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TD Cash Back Visa

TD Cash Back Visa Card

TD·Visa·TD Cash Back·🇨🇦 Canada
Annual fee
No fee
Welcome bonus
None
Base earn rate
0.5% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

🛒Groceries
1%
Gas & Fuel
1%
Recurring Bills
1%
💳Everything else
0.5%

Card details

Annual feeNone
No foreign transaction fee✗ No
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

TD's no-fee cash back Visa: modest cash back on gas, groceries, and recurring bills, 0.5% base — a free everyday cash back card for TD clients.

Where it wins

TD clients wanting a free cash back starter.

People building credit.

Where it falls short

You want a strong flat rate (Rogers WE beats it).

You spend abroad (2.5% FX).

Watch-outs Low base rate; verify category rates. · 2.5% FX fee.


Annual fee
$0
FX fee
2.5%
Income
None req.
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-06-30 · confidence: flaggedIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.