Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
TD's no-fee cash back Visa: modest cash back on gas, groceries, and recurring bills, 0.5% base — a free everyday cash back card for TD clients.
TD clients wanting a free cash back starter.
People building credit.
You want a strong flat rate (Rogers WE beats it).
You spend abroad (2.5% FX).
Watch-outs Low base rate; verify category rates. · 2.5% FX fee.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.