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TD Rewards Visa

TD Rewards Visa Card

TD·Visa·TD Rewards·🇨🇦 Canada
Annual fee
No fee
Welcome bonus
$75 value
Base earn rate
1× on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

✈️Travel
🛒Groceries
🍽️Dining & Restaurants
🚌Transit & Rideshare
Recurring Bills
💳Everything else

Card details

Annual feeNone
No foreign transaction fee✗ No
Point value0.5¢/pt
NetworkVisa

Welcome bonus

~$75 value
Spend $1,000 in 90 days of account opening.
⚠ Bonus offers change frequently — verify current offer before applying.
Rate details & caps ›
4xTD Rewards on travel via Expedia For TD.
3xon groceries, dining, and transit (capped $5,000/year combined, then 1x).
2xon recurring bills; 1x on everything else.

Is this card right for you?

A no-fee TD Rewards card: 3x on groceries, dining, and transit (capped) and 4x on Expedia For TD travel — a fee-free way to earn TD Rewards.

Where it wins

TD clients who want a no-fee card and book travel via Expedia For TD.

People wanting bonus categories without an annual fee.

Where it falls short

You want strong per-point value or transferable points.

You spend abroad (2.5% FX), or won't use Expedia For TD.

Watch-outs 3x caps at $5,000/year combined, then 1x. · Low point value (~0.5–0.8¢); 2.5% FX fee.


Annual fee
$0
FX fee
2.5%
Income
None req.
Points worth
0.5–0.8¢/pt
Redeem for
Travel





Verified 2026-06-30 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.