Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.
Groceries and gas earn the 1% base — there is no category bonus. Walmart's own grocery aisles count as Walmart, so they earn 3%.
Butter ranks this card at 1%, because the 3% applies to a single merchant rather than a spending category. If you shop heavily at Walmart it is worth more than shown.
The World tier of Walmart's no-fee card: 3% back at Walmart, 1% elsewhere, paid in Walmart-only credit.
Households who do a large share of their shopping at Walmart and will spend the rewards there.
You rarely shop at Walmart
the rewards then have little practical value.
You want cash or flexible rewards.
Watch-outs Earn rates are identical to the base Walmart Rewards Mastercard. The World tier adds insurance and delivery perks, not more rewards. · Redemption needs the physical card, which is easy to be caught out by if you normally pay from your phone.
Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.