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WS VI Privilege

Wealthsimple Credit Card (Visa Infinite Privilege)

Wealthsimple·Visa·Wealthsimple Cash Back·🇨🇦 Canada
Annual fee
$240/yr
Welcome bonus
None
Base earn rate
2% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

💳Everything else
2%

Card details

Annual fee$240/yr
No foreign transaction fee✓ Yes
Income required$150k personal
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

The top tier of Wealthsimple's cash back card: flat 2% cash back with premium benefits, for Wealthsimple's highest account tiers — app-based and investment-integrated.

Where it wins

High-tier Wealthsimple clients who want 2% cash back plus premium perks.

People who keep significant assets at Wealthsimple.

Where it falls short

You don't meet the income, spend, or asset thresholds.

The fee isn't offset by your account benefits.

Watch-outs Limited quantities — availability isn't guaranteed. · Confirm current perks and FX fee.


Annual fee
$240
FX fee
See issuer
Income
$150,000
Points worth
1:1 cash
Redeem for
Cash




Verified 2026-07-06 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.