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WS Visa Infinite +

Wealthsimple Visa Infinite + Credit Card

Wealthsimple·Visa·Wealthsimple Cash Back·🇨🇦 Canada
Annual fee
$240/yr
Welcome bonus
None
Base earn rate
2% on everything
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Reward estimates are based on published earn rates and may vary. Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based on your spending data, not commissions. Butter provides information and tools, not financial advice.

Earn rates by category

💳Everything else
2%

Card details

Annual fee$240/yr
No foreign transaction fee✓ Yes
Income required$80k personal
Point value100.0¢/pt
NetworkVisa

Is this card right for you?

Wealthsimple's cash back Visa Infinite +: a flat 2% cash back (as Wealthsimple cash/investments) with no FX fee for Wealthsimple clients — modern, app-based, and low-friction.

Where it wins

Wealthsimple clients who want a flat 2% cash back into their account.

People who invest their cash back.

Where it falls short

You aren't a Wealthsimple client, or the $240 fee isn't waived by your account tier or direct deposit.

Watch-outs Renamed from "Visa Infinite" effective Apr 28 2026 — pre-existing holders keep the old card. · $240 fee unless waived — confirm your qualifying route. · Verify FX fee and perks.


Annual fee
$240
FX fee
See issuer
Income
$80,000
Points worth
1:1 cash
Redeem for
Cash





Verified 2026-07-06 · confidence: mediumIssuer source →
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Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Verify on issuer's site → Always confirm with the issuer before applying.