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Cards that earn the most toward flights, hotels and travel.

1TD First Cla
TD First Class Travel Visa Infinite Card
TD·$139/yr·✈️ Travel
~$569
est. value/yr
2Rogers World
Rogers Red World Elite Mastercard
Rogers Bank·No fee·💱 3% Foreign Currency
~$540
est. value/yr
3Amex SimplyC
American Express SimplyCash Preferred Card
American Express Canada·$119.88/yr·✈️ 2% Travel
~$504
est. value/yr
4Fido Masterc
Fido Mastercard
Rogers Bank·No fee·💱 3% Foreign Currency
~$474
est. value/yr
5WestJet RBC
WestJet RBC World Elite Mastercard
RBC·$119/yr·✈️ 2% Travel
~$409
est. value/yr
6TD Aeroplan
TD Aeroplan Visa Infinite Card
TD·$139/yr·🍁 1.5× Air Canada
~$401
est. value/yr
7CIBC Aeropla
CIBC Aeroplan Visa Infinite Card
CIBC·$139/yr·🍁 1.5× Air Canada
~$401
est. value/yr
8Amex SimplyC
American Express SimplyCash Card
American Express Canada·No fee·✈️ 1.3% Travel
~$390
est. value/yr
9Wealthsimple
Wealthsimple Credit Card (Visa Infinite)
Wealthsimple·$240/yr·✈️ 2% Travel
~$384
est. value/yr
10TD Rewards V
TD Rewards Visa Card
TD·No fee·✈️ Travel
~$354
est. value/yr
11NBC World El
National Bank World Elite Mastercard
National Bank·$150/yr·🍽️ Dining & Restaurants
~$354
est. value/yr
12Desjardins O
Desjardins Odyssey World Elite Mastercard
Desjardins·$130/yr·🍽️ 0.0× Dining & Restaurants
~$338
est. value/yr
How we rank these

We estimate the annual reward value each card earns on a representative spend pattern for your goal, then subtract the annual fee. Rankings are driven purely by reward value, not by commissions. For numbers based on your actual spending, analyse a statement or use the comparison tool.

Butter may earn a referral fee when you apply through our links, including through partner networks. This never affects our recommendations, which are based solely on your spending data, not commissions. Butter provides information and tools, not financial advice. Card details such as earn rates, fees and bonuses may change. Always confirm with the issuer before applying.